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Medical Identity Theft: It Could Happen To You

There have been some recent news stories about a new type of identity theft – people (presumably without health insurance) are able to get coverage by stealing your insurance information and posing as you during hospital visits. Alternatively, hospital employees can steal your information and sell it on the black market. Some people estimate that medical identity theft may account for up to 3% of all identity theft in the US. Yikes! I even blogged about an infuriating previous encounter I had with a medical identity thief in the inner city.

I had my identity stolen once about 7 years ago – it was a very sobering experience. One day my credit card company called me to ask about some suspicious activity… which led to tracing events and purchases with eventual police involvement, further investigations, culminating in a Nigerian crime ring apprehended in upstate New York. Wild stuff. But I still use credit cards.

I would hate to think that medical identify theft could stall our good faith efforts at streamlining the healthcare experience. Sharing information securely and safely is a critical piece of the continuity of care and quality puzzle. Will there be hackers? Probably. Will some people be victimized? No doubt. But the vast majority of folks (if appropriate precautions are taken) will benefit from having all their providers on the same page, their medications, tests and procedures de-duped, and accurate records available for loved ones in emergencies.

The elephant in the room is whether or not people will be excluded from insurance coverage based on their electronic health records. To me, that’s scarier than potential medical identity theft, and probably the largest reason why patients are hesitant to digitize their health information (i.e. use PHRs).

What do you think about this elephant? Is there anything that can be done about him?This post originally appeared on Dr. Val’s blog at RevolutionHealth.com.


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4 Responses to “Medical Identity Theft: It Could Happen To You”

  1. Anonymous says:

    Being held responsible for someone else’s medical bills or being unable to get health insurance is a concern, but at least as big an issue with medical identity theft is the danger that the rightful owner of the identity will receive incorrect care. The vision of “having all their providers on the same page, their medications, tests
    and procedures de-duped, and accurate records available for loved ones
    in emergencies” depends on the assumption that the data in the record will be accurate. Medical identity theft is just another way for the data to get messed up–and for the incorrect information to get spread far and wide. One of the articles linked in the blog mentions the issue:

    “Months later, when Sachs suffered a kidney infection, she was careful
    to avoid the hospital where Moran had used her identity. It didn’t
    matter: The thief’s records had circulated electronically and
    intermingled with her own. Moran’s emergency contact number was listed
    in Sachs’s file, and there may have been other mistakes, such as the
    thief’s blood type. Sachs — who has a blood-clotting disorder and for
    whom the wrong medication could be disastrous — was savvy enough to
    alert the hospital staff, who straightened out her charts before making
    a critical error. “Had [Moran’s] baby not tested positive for drugs, I
    wouldn’t have known anything about it,” Sachs says. “I have a hard time
    believing that everything is back the way it was before. It’s
    terrifying to think about.” “

    So, how many places now have incorrect information for Sachs because incorrect data about her has traveled far and wide in electronic form? And what would have happened if she were not conscious to alert her physicians about the errors even if she knew about them? Next time she goes to the hospital, will the docs assume that since they have her electronic records they actually know what they need to do to treat her?

    There are several large elephants in the room with electronic medical records. Take your pick which is the largest or most scary.

  2. Keith D says:

    You might read “The Silent Crime” by Michael McCoy. He
    states that there are 5 major areas of identity theft which can not be
    prevented and medical is a large percentage. On page 191 he does a
    comparison of services. He states Pre-Paid Legal Services is “Most robust
    with complete restoration, credit monitoring and access to attorneys 24/7.” You
    can find out more about the service at http://www.keithdsmith.com

  3. no fax payday loan-david says:

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    Identity theft can happen to anyone, a very scary situation. Just lately, I found an article here. http://personalmoneystore.com/moneyblog/2008/08/16/harvard-gets-hacked-by-scam-mortgage-site-video-proof-exposed-by-the-personal-money-store-no-fax-payday-loans/ This is all about hackers that plague google results. The major targets are the reputable non commercial domains such as .edu.gov.org. This is a big concern since these malicious acts are done just to gain profit and some unfair advantage. Let us all be wary of these acts of deception. I am very thankful for http://personalmoneystore.com for posting this article. It is very important that all people become aware of this especially their targets.

  4. no fax payday loan-david says:

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    Identity theft is can happen to anyone, a very scary situation. Just lately, I found an article here. http://personalmoneystore.com/moneyblog/2008/08/16/harvard-gets-hacked-by-scam-mortgage-site-video-proof-exposed-by-the-personal-money-store-no-fax-payday-loans/ This is all about hackers that plague google results. The major targets are the reputable non commercial domains such as .edu.gov.org. This is a big concern since these malicious acts are done just to gain profit and some unfair advantage. Let us all be wary of these acts of deception. I am very thankful for http://personalmoneystore.com for posting this article. It is very important that all people become aware of this especially their targets.

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