October 29th, 2011 by PreparedPatient in Health Policy, Opinion
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The Obama administration has dealt a mighty blow to one part of the health reform law by effectively killing off the CLASS Act, which was to be a baby step in the development of a national program to pay for long-term care. The CLASS Act, short for Community Living Assistance Services and Support Act, was supposed to be a voluntary and federally backed insurance program for people to use to cover potential long-term care needs. The idea was for Americans to pay premiums into the fund during their working years. If they later became disabled and needed assistance, they would be entitled to a daily cash benefit of, say, $50 to buy services of a personal care attendant or make home improvements that would allow them to stay in their homes—the preference of most seniors. Advocates of the CLASS Act even envisioned that some of the benefit could be used for nursing home care.
The program, though, was never popular with insurance companies and politicians who listened to them, and the Act barely made it into the final bill. It ran into trouble from the beginning. The Secretary of Health and Human Services, Kathleen Sebelius, was tasked with Read more »
*This blog post was originally published at Prepared Patient Forum: What It Takes Blog*