December 18th, 2010 by EvanFalchukJD in Better Health Network, Health Policy, Opinion
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Here are 11 things that are absolutely going to happen* in 2011 (they’re in no particular order….or are they?):
1. There will be no big compromise between President Obama and the Republicans on healthcare reform. Why? Because the law is such a massive collection of, well, stuff, that it is pretty much impossible to find pieces of it that you could cut a deal on, even if you wanted to. And no, the federal district court decision on the individual mandate doesn’t change my mind…and in fact may breathe new life into other parts of the law). State governments, insurance companies, and private businesses have made all kinds of important and hard to reverse choices based on the law as is. There’s not much of an appetite outside of people trying to score political points for making big changes.
2. No major employer will drop their health benefits. No major employer is going to outsource their healthcare benefits to the government any time soon. Employers — particularly the big self-insured employers that pay for healthcare costs as a bottom-line expense — see their benefits as an integral part of their business and competitive strategies. As Congress looks at this issue more closely, they will learn this.
3. Time that doctors spend with patients will be less in 2011 than earlier years. It’s a long-term trend, and the factors that create this problem aren’t getting better. The latest government data show that the average doctor visit features face to face time with the patient of 15 minutes or less. With an aging population, increasing numbers of people getting health insurance, and no influx of new doctors, this problem will keep getting worse. Read more »
*This blog post was originally published at See First Blog*
December 13th, 2010 by EvanFalchukJD in Better Health Network, Health Policy, Medblogger Shout Outs, Opinion
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Welcome to The Benefits Package — the very first employee benefits blog carnival. After healthcare reform, employee benefits move to center stage as one of the most important issues facing Americans.
So what are employers, insurers, and the government really doing to rein in healthcare costs, get their employees to live healthier lives, and improve healthcare quality?
The Benefits Package is the first-ever blog carnival dedicated to these issues. With benefits executives starting to make the leap into the blogosphere, The Benefits Package will highlight the best insights and opinions on this important subject. You will discover new blogs, learn new things, and hopefully think about issues a little differently. I’ll host the first couple of Benefits Packages, and then others will take their turn.
Below you’ll find a terrific set of posts by some true thought leaders. If you like what you see, please submit a post of your own next time. Enjoy the first Benefits Package!
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At the Health Business Blog, David Williams explains why mini-med plans aren’t as bad as some people would have you believe.
At Hank Stern’s Insure Blog, Mike Feehan explains how the federal government makes private coverage more expensive in a way that makes its own coverage cheaper.
Jen Benz of the Benz Communications Blog explains that companies who fail to put their benefits information online are making a big mistake. Read more »
*This blog post was originally published at See First Blog*
November 19th, 2010 by RyanDuBosar in Better Health Network, Health Policy, News, Research
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More than half of employers are likely to keep offering insurance rather than use state health insurance exchanges when they become available under health care reform in 2014, reported a survey by an insurance broker.
Willis Human Capital Practice released results of its Health Care Reform Survey 2010, which showed 55 percent of employers would keep their health plans in 2014 even if the new state exchanges offer competitive prices. The survey sampled 1,400 employers of varying sizes, industry sectors and geographies whose plans cover more than 9 million employees and dependents (including retirees).
Key findings from the survey include:
• 88 percent believe that group health plan costs will increase as a result of health care reform;
• 76 percent expect administrative compliance costs will increase;
• 72 percent plan to increase employee contributions in an attempt to offset higher administrative and premium costs. Read more »
*This blog post was originally published at ACP Internist*
October 6th, 2010 by EvanFalchukJD in Better Health Network, Health Policy, Health Tips, Opinion, True Stories
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“We want our employees to spend their time on real issues,” said Charlie Salter, VP of Benefits at ConAgra. He means it. Charlie and ConAgra have built their healthcare benefits around some simple concepts that are yielding impressive results. How impressive? Close to flat healthcare cost trend since 2007.
Charlie’s work is part of a growing trend among America’s most innovative companies: Designing healthcare benefits in ways that have a real impact on quality and cost. It’s why I [recently] asked Charlie to share the podium with me in Boca Raton. ConAgra is showing it’s possible to control healthcare costs by helping people do the right thing.
The vision behind ConAgra’s programs is simple: Employees have to be responsible for managing their own care. But, says Charlie, this is easy to say, harder to do. “So we do as much as we can to make it as easy for people to do the right thing.” ConAgra gives its employees a significant financial stake in their well-being, through a health plan that has a $1,500 deductible. ConAgra supplements the plan with a health savings account (HSA) that lets workers use pre-tax dollars to pay for the deductible. Like other HSAs, any money the employee doesn’t spend is theirs to keep. It means employees are more engaged in healthcare decisions. Read more »
*This blog post was originally published at See First Blog*
September 28th, 2010 by EvanFalchukJD in Announcements, Better Health Network, Health Policy, Health Tips, Opinion, Research
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I’m speaking [today] at the 23rd Annual Benefits Forum and Expo. This is one of the premier events in the health care benefits industry, and it’s a thrill for me to be the opening speaker on the “Health Care” track.
I’m presenting along with Charlie Salter, the VP of Benefits of ConAgra, one of our customers at Best Doctors. The talk Charlie and I will give is called “Real Results: When Individuals are in Control of their Health Care.”
As regular readers know, good things happen when people are in control of their care. They have a chance to make sure they’re not one of the 20 percent of people that end up with an incorrect diagnosis, or the more than 60 percent of people that end up with the wrong treatment. It’s the single most powerful thing you can do to make sure your health care experience is as good as it can possibly be. Read more »
*This blog post was originally published at See First Blog*
